We do not hold client money. Your account sits with a regulated broker, chosen because it treats client funds and withdrawals the way we would want our own handled.
When the firm placing your trades is also the firm holding your money, there is nobody independent in the chain. Almost every serious failure in this industry has that structure at its root.
mWealth is deliberately built the other way around. The broker holds the funds, executes the orders and produces the statements. We hold trading authority and nothing else. If we vanished tomorrow, your account, your balance and your ability to withdraw would be entirely unaffected.
That separation is also what makes our reporting verifiable. You are never asked to trust a number we send you, because the broker's own statement shows the same trades independently.
Every partner is assessed against the same criteria, and reviewed again periodically. A broker that slips on withdrawals is removed.
Licensed by a recognised authority, with the licence current and verifiable on the regulator's own public register — not merely claimed on a website.
Client money held separately from the broker's operating capital, at a credible banking institution, so it is not exposed to the broker's own balance sheet.
The most revealing test there is. We track how quickly withdrawals are actually paid, including large ones and ones requested during volatile periods.
Fill speed, slippage under pressure and the honesty of quoted spreads when the market moves. A tight advertised spread means nothing if it widens on every entry.
MT4 and MT5 support, stable servers close to the liquidity, working mobile access, and an API that permits proper managed-account operation.
Reachable during all market hours, in a language the client speaks, with the authority to actually resolve an account issue rather than escalate it indefinitely.
It depends on your country of residence, your account size and which service you use, because leverage rules and funding methods differ by jurisdiction. The desk will name the specific broker, its regulator and its licence number during onboarding, so you can verify it yourself before depositing anything. If you already hold an account with a broker we work with, you can usually keep it.
Yes, and we would rather say so plainly. For self-trading clients we receive a rebate from the broker based on traded volume, which is how that service is funded without charging you directly. This is standard introducing-broker practice, but you should know it exists. It never affects the spread or commission you pay, which remain the broker's published schedule.
If it is one of our partners, usually yes. If it is not, we would need to assess it against the criteria above before agreeing to trade on it — and in some cases we will decline, because we are not willing to place client trades at a venue we do not trust to pay a withdrawal.
Segregation and regulatory protection exist precisely for this scenario, and they are the main reasons we insist on both. But no structure eliminates counterparty risk entirely. This is a genuine risk of trading through any broker, it applies industry-wide, and you should factor it into how much capital you place at a single venue.
The broker, always — they hold the funds and process the payment. mWealth cannot action a transfer on your account and will never ask you to send money to us. If anyone claiming to represent mWealth asks you to transfer funds to a personal or company account, do not do it, and tell us immediately.
Tell us your country and account size and we will name the partner that fits, along with its regulator, so you can check it independently.
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